Unsecured Personal Loans done right! goPeer is Canada's leading Peer to Peer Lending Network, offering loans up to $35,000 at rates starting at 8.99% APR
LENDING MADE EASY
For the mortgage broker industry, this is a perfect solution for clients looking to increase their credit score, pay off high interest debt, provide additional capital for deals, reduce overall monthly payments and so much more.
Borrower Criteria Made Easy:
If your credit rating is less than 600, we recommend monitoring your Credit Score (for free), or apply here.
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WHY GOPEER
Easy Application
Apply online for a peer to peer loan from the comfort of your home. Rest assured, our platform is fully secured. We have dedicated tremendous resources to utilize state-of-the-art security protocols with advanced end-to-end data encryption.
24 hour reply time
Get a response within 24 hrs on your loan application. Loan offers will be sent directly to your goPeer dashboard. Fast and convenient.
Rates from 8.99%
Select a loan offer that’s right for you and the funds will be deposited into your bank account via direct deposit. Investors will have the opportunity to fund your loan, which is done anonymously.
Transparent
goPeer charges borrowers with one single origination fee, the amount of which is dependent on how much you would like to borrow. There are no early repayment fees or hidden costs for taking out a peer to peer loan on goPeer.
goPeer stands at the forefront of P2P lending in Canada, committed to facilitating connections between everyday Canadians for mutual lending and borrowing. Our pioneering approach emphasizes financial wellness, enabling Canadians to support each other in reaching their goals more swiftly. With goPeer, borrowers can benefit from more competitive rates compared to conventional lenders, while everyday Canadian investors gain access to consumer credit as an asset class. It's a win-win situation for all involved!
*Disclaimer: Brand Street Agency is authorized to use goPeer's trademarks and branding solely for marketing purposes related to goPeer’s loan products with prior written consent from goPeer. goPeer Corporation and its affiliates are not responsible for any content, statements, or representations made by Brand Street Agency on this website. Loan approvals are not guaranteed and are subject to goPeer's underwriting policies. Terms and conditions apply. For the most accurate and up-to-date information regarding goPeer’s loan products, please visit goPeer's official website (https://gopeer.ca). Brand Street Agency operates as an independent entity and is not an employee, representative, or affiliate of goPeer Corporation or its affiliates. Brand Street Agency may receive compensation for its services.
goPeer offers unsecured personal amortizing loans throughout Canada in amounts from $1,000 to $35,000 with terms of 3 or 5 years and Annual Percentage Rates (APR) between 8.99% and 34.99%, depending on an assessment of the borrower’s credit profile, financial position, and ability to service the loan. If a payment is unsuccessful, goPeer may charge an unsuccessful payment fee of $50. If a payment is late 30 or more days, goPeer may charge a late payment fee of $25 or 5% of the payment due, whichever is greater. goPeer charges an origination fee included in the advertised APR. There are no other fees on loans. Loans are subject to credit and underwriting approval and lending rules may vary by province. For example, the average borrowing cost paid on a $9,400 unsecured personal loan at an APR of 18.8%, with a 5-year term and bi-weekly payments of $104.80 is $4,794.49.