FAST FUNDING
BORROWING TO MEET YOUR NEEDS P2P LOANS
goPeer is a peer to peer lending network. Borrowing to meet your life's challenges or needs.
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DEBT CONSOLIDATION
ApplyDebt can feel overwhelming, especially when you're juggling multiple payments and interest charges. Deciding which debt to tackle first can add to the financial stress. A debt consolidation loan offers a solution by combining all your monthly payments into one, making it easier to manage and helping you pay off your debts more quickly
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EMERGENCY
ApplyLife is full of surprises, and sometimes, there just isn’t enough money to cover everything, especially when unexpected expenses arise. A personal loan can help you manage these costs while offering the flexibility of a tailored repayment plan.
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OCCASIONS
ApplyMilestones like graduations and weddings are once-in-a-lifetime events, and we all want to celebrate them. Don’t let financial worries stand in the way. A personal loan can give you the freedom to enjoy those special moments in a way that fits your budget.
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MAJOR PURCHASE
ApplyBig purchases, such as vehicles or new appliances, can often be unexpected and costly. A personal loan enables you to buy these essential items when you need them.
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HOME RENOVATIONS
ApplyHomeownership often comes with the need for improvements and renovations, whether planned or unexpected. A personal loan gives you the flexibility to tackle these projects whenever you're ready.
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VACATIONS
ApplyTraveling offers a once-in-a-lifetime opportunity to experience adventure, culture, and history. No matter your reason or destination, fully immersing yourself in the journey enhances the experience. A personal loan can help turn that dream trip into reality.
FAST FUNDING
Easy Apply Personal Loans
Discover the most convenient and stress-free loan application process, created by Canadians for Canadians. Apply, get approved, and receive your funds through e-Transfer, all from the comfort of your own device. No more long lines or complicated paperwork! Our process is designed to be simple, quick, and straightforward.
easy apply
What to Expect Next
Eligibility
- 18 + years old
- Credit score above 600
- Minimum annual income of $35,000
- Debt to income ratio less than 35%
- Canadian resident for 3 years
- Must have a verifiable Canadian Bank Account
Requirements & Documents
- Government Photo ID
- Latest bank statements or other proof of income
- Recent Utility bill
- Pre-authorized Debit form or VOID cheque
Loan Range
$1,000 to $35,000
Interest Rate
8.99%* to 34.99%
Terms (Months)
36 - 60
Repayment Options
Monthly Payments direct debits
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*Disclaimer: Brand Street Agency is authorized to use goPeer's trademarks and branding solely for marketing purposes related to goPeer’s loan products with prior written consent from goPeer. goPeer Corporation and its affiliates are not responsible for any content, statements, or representations made by Brand Street Agency on this website. Loan approvals are not guaranteed and are subject to goPeer's underwriting policies. Terms and conditions apply. For the most accurate and up-to-date information regarding goPeer’s loan products, please visit goPeer's official website (https://gopeer.ca). Brand Street Agency operates as an independent entity and is not an employee, representative, or affiliate of goPeer Corporation or its affiliates. Brand Street Agency may receive compensation for its services.
goPeer offers unsecured personal amortizing loans throughout Canada in amounts from $1,000 to $35,000 with terms of 3 or 5 years and Annual Percentage Rates (APR) between 8.99% and 34.99%, depending on an assessment of the borrower’s credit profile, financial position, and ability to service the loan. If a payment is unsuccessful, goPeer may charge an unsuccessful payment fee of $50. If a payment is late 30 or more days, goPeer may charge a late payment fee of $25 or 5% of the payment due, whichever is greater. goPeer charges an origination fee included in the advertised APR. There are no other fees on loans. Loans are subject to credit and underwriting approval and lending rules may vary by province. For example, the average borrowing cost paid on a $9,400 unsecured personal loan at an APR of 18.8%, with a 5-year term and bi-weekly payments of $104.80 is $4,794.49.